FHA Loan Calculator: Estimate Your FHA Mortgage Payment

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FHA Loan Calculator

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Federal Housing Administration (FHA) loan calculator

Learn about FHA loans

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FHA loans^, are designed to help first-time buyers purchase a home with a low interest rate. They offer a low minimum down payment of 3.5% and, generally, it may be easier to qualify for an FHA loan.

Calculate loan payments

Using our FHA loan calculator, it's easy to find out how much your FHA loan payments would be. Just enter your purchase price, down payment and loan term to see an estimated monthly loan payment.

Take the next step

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If you're ready to move forward with an FHA loan, get preapproved online and a Home Lending Advisor will follow up with you.

Understanding your results

After your information is entered into the FHA loan calculator, you鈥檒l see your total estimated monthly payment above a pie chart. The chart shows how much of your monthly loan payment will be applied to principal and interest, mortgage insurance and taxes, and homeowner鈥檚 insurance.

You can also select to see how the principal and interest change over time in a bar chart (select the 鈥淥ver time鈥� button below the chart). Choose the 鈥淎mortization鈥� button to see a table with detailed information about your monthly payments over the entire life of the loan.

Take the first step of preapproval

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Come in

Be prepared with these essential resources

Learn more about getting a mortgage with these helpful articles and educational videos.

FHA loans vs. conventional loans

FHA and conventional loans are the two most popular options for first-time homebuyers. Each has advantages and drawbacks to consider before making your decision.

Learn more about fha vs conventional loans

FHA loan closing costs

FHA loans are great for homebuyers but closing costs are required. Here's what you need to know about FHA loan closing costs.

Learn more about fha closing costs

FHA loan down payments decoded

Your down payment for an FHA loan can be lower than for other programs. Learn about the amount required to secure a home with an FHA loan.

Learn more about fha loan down payments

What percentage of your income should go toward the mortgage loan?

Your salary is a major factor in determining how much house you can afford. This guide will help you determine how much of your income you should put toward your mortgage payments every month.

Learn more about what percentage of the income

How to prequalify for a mortgage

While many people find the home they want and then look for a mortgage, it's a good idea to look at your mortgage options first. It's important to know how much you'll be able to borrow before you find a house.

Learn more about how to prequalify

How buying a house changes your life

Buying your first home is an exhilarating experience. Learn about the responsibilities and benefits of owning a home.

Learn more about responsibilities and benefits

The complete FHA appraisal requirements checklist

FHA loans require home appraisals that are based on the U.S. Department of Housing and Urban Development (HUD) guidelines. Learn more about FHA appraisal requirements.

Learn more about the fha appraisel checklist

Federal Housing Administration (FHA) loan

Federal Housing Administration (FHA) loan videoOpens Overlay

Federal Housing Administration (FHA) loan

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An FHA mortgage is a government-insured loan that offers down payments as low as 3.5%. FHA loans come with a 15-, 20-, 25- or 30-year term and have a fixed interest rate.

Principal and interest

Mortgage principal videoOpens Overlay

Principal and interest

Find out the difference between principal and interest payments and how they are paid over the course of your loan.

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FHA Loan Calculator

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